Introduction
In our ManyPets Insurance Review UK 2025, we look at one of the most talked-about pet insurers in the UK. Formerly known as “Bought By Many,” ManyPets has become popular for its flexible policies, straightforward digital-first approach, and unique options like cover for some pre-existing conditions.
But is ManyPets the right choice for your dog or cat in 2025? This review explores policies, costs, pros and cons, customer reviews, and how ManyPets compares to other providers.
Who Are ManyPets?
Founded in 2012, the company started as a group-buying platform before expanding into pet insurance. By 2021, they rebranded as ManyPets and now insure hundreds of thousands of pets in the UK.
Key features that set ManyPets apart:
- Some cover available for pets with pre-existing conditions (rare in the UK market).
- Simple online sign-up and claims process.
- Flexible policies with optional extras.
- Multi-pet discounts.
Types of Cover ManyPets Offers
Lifetime Policies
The most popular option. Lifetime cover protects pets against ongoing conditions as long as the policy is renewed.
- Annual vet fee limits: £3,000 to £15,000.
- Includes chronic conditions like diabetes, arthritis, or skin disease.
- Optional extras: dental, travel, and wellness.
👉 For more on this cover type, see our Lifetime Pet Insurance UK 2025 guide.
Pre-Existing Condition Cover
ManyPets is one of the few UK insurers to provide some cover for pets with pre-existing conditions.
- Covers conditions if the pet has been symptom-free for at least 2 years.
- Limited cover if symptoms occurred within the last 2 years.
- Ideal for older pets or those with past health issues.
See our full Pre-Existing Conditions Guide for details.
Accident-Only Policies
Budget-friendly cover designed only for injuries.
- Covers broken bones, cuts, and poisoning.
- Does not cover illness.
- Good starter option but limited long-term.
- For more, see Accident-Only Pet Insurance UK 2025.
Wellness Add-Ons
ManyPets offers a wellness plan that reimburses routine care like flea/worming and vaccinations.
- Can be combined with standard insurance.
- Works similarly to Routine Care Pet Insurance UK 2025.
What Does ManyPets Cover?
- Vet fees for accidents and illness.
- Surgery and hospitalisation.
- Diagnostic tests, x-rays, and bloodwork.
- Prescription medication.
- Dental treatment (illness and accident if dental checks are up to date).
- Complementary therapies (acupuncture, hydrotherapy, physiotherapy).
- Travel cover (optional).
- Third-party liability (dogs only).
What Isn’t Covered by ManyPets?
- Pre-existing conditions that have been active within the last 12 months.
- Routine care (unless you add the wellness option).
- Pregnancy or breeding costs.
- Cosmetic or elective procedures.
How Much Does ManyPets Cost in 2025?
ManyPets is often cheaper than Petplan but more expensive than budget providers like Tesco Bank. Average premiums in 2025:
- Cats: £10–£20/month (accident-only) → £18–£28 (lifetime).
- Small dogs: £15–£25/month (accident-only) → £25–£45 (lifetime).
- Large dogs: £20–£30/month (accident-only) → £40–£65 (lifetime).
Example: a 12-month-old French Bulldog on a £7,000 lifetime plan might cost ~£50/month.
👉 For lower-cost alternatives, see our Cheap Pet Insurance UK 2025 guide.
Pros of ManyPets
- ✅ Option to cover pre-existing conditions (rare among UK insurers).
- ✅ Simple, user-friendly online claims.
- ✅ Generous lifetime limits (up to £15,000).
- ✅ Wellness add-on available.
- ✅ Multipet discounts.
Cons of ManyPets
- ❌ Still excludes conditions diagnosed in the last 12 months.
- ❌ More expensive than Tesco or Waggel for accident-only.
- ❌ Customer service is mainly digital, which some owners may not like.
Customer Reviews and Reputation
- Trustpilot: 4.5/5 (“Excellent”) with thousands of reviews.
- Customers praise ease of claims and competitive premiums.
- Some negative reviews mention price increases after the first year.
How ManyPets Compares to Other Providers
- ManyPets vs Petplan – Petplan is pricier but covers more dental and therapies. ManyPets stands out for pre-existing condition cover. See Petplan Insurance Review UK 2025.
- ManyPets vs Tesco Bank – Tesco is cheaper but offers lower vet fee limits.
- ManyPets vs Waggel – Waggel offers perks like video vet calls; ManyPets has more flexible lifetime options.
Who Should Choose ManyPets in 2025?
- Owners of pets with past health issues (pre-existing conditions).
- Families looking for multipet discounts.
- Owners wanting a straightforward digital-first claims experience.
- Anyone seeking lifetime cover without Petplan’s higher premiums.
Check out these references for further relevant information
Does ManyPets cover pre-existing conditions?
Yes, but only if your pet has been symptom-free for at least 2 years. Limited cover may be available after 12 months symptom-free.
Is ManyPets cheaper than Petplan?
Generally yes. ManyPets is often cheaper than Petplan, though prices vary by breed and age.
Key Takeaway
ManyPets Insurance Review UK 2025 shows why this provider is growing fast in the UK market. With flexible lifetime cover, an option for pre-existing conditions, and wellness add-ons, ManyPets offers more than many competitors. While not the cheapest, it’s an excellent choice for owners who want comprehensive, modern insurance at competitive prices.
