Rabbits are one of the UK’s most popular small pets, but many owners are surprised by how expensive vet bills can be. Dental issues, infections and digestive problems are common, and treatment can quickly add up to hundreds of pounds. Rabbit insurance helps cover those unexpected costs, ensuring your pet receives the best possible care.
What Does Rabbit Insurance Cover?
Rabbit insurance is similar to standard pet insurance for cats and dogs. Most UK policies include:
- Vet fees for illness and injury
- Diagnostic tests, X-rays and medication
- Complementary treatments such as physiotherapy
- Death and theft cover
- Boarding fees if you are hospitalised
Each insurer offers slightly different cover limits, so it’s worth comparing before buying. The more comprehensive lifetime policies provide ongoing cover for recurring conditions, while cheaper accident-only plans only protect against emergencies.
Types of Rabbit Insurance
Rabbit insurance typically falls into three categories:
Accident-only cover: the cheapest option, designed to pay for treatment after an injury. It won’t include illness, so it’s best suited to younger, healthy rabbits.
Time-limited cover: offers protection for illness or injury for a set period, usually 12 months from the first claim. Once that time passes, the condition is no longer covered.
Lifetime cover: the most complete option. As long as you renew each year, your rabbit remains covered for ongoing conditions such as dental disease or respiratory infections.
If you are unfamiliar with how these formats differ, see our detailed breakdowns in Time-Limited Pet Insurance UK 2025 – Pros & Cons and Best Lifetime Pet Insurance UK 2025 – Comparison Guide.
How Much Does Rabbit Insurance Cost in 2025?
The cost of rabbit insurance in the UK usually ranges between £8 and £15 per month. Pricing depends on the level of cover, your rabbit’s age and breed, and whether you choose a higher excess to reduce premiums.
| Type of Cover | Typical Monthly Cost | What’s Included |
|---|---|---|
| Accident-only | £6–£9 | Emergencies only |
| Time-limited | £8–£12 | Short-term illness or injury |
| Lifetime | £10–£15 | Continuous protection |
Rabbits kept outdoors or in bonded pairs may cost slightly more to insure. If you have multiple pets, some insurers include small animals in multi-pet discounts. See our guide to Multi-Pet Insurance UK 2025 – Discounts and Best Deals for how this works.
Best Rabbit Insurance Providers UK 2025
Few insurers offer rabbit cover, but several reputable providers now include small pets within their policies:
Petplan – One of the few major insurers with a dedicated rabbit plan. Petplan’s cover includes dental treatment and post-operative care under its Exotic and Small Pet Insurance range. See more in our Petplan Insurance Review UK 2025 – Is It Worth It?
Agria Pet Insurance – Offers lifetime policies that extend to rabbits as part of its small pet category. They’re a strong choice for owners who want consistent, renewable cover. Visit Agria Pet Insurance Review UK 2025 – Lifetime Cover
Animal Friends – Provides accident and illness protection for rabbits under its Exotic Pet plan, with affordable monthly premiums. Learn more in Animal Friends Pet Insurance Review UK 2025
For a wider comparison of major brands, you can also check our Best Pet Insurance UK 2025 – Compare Top Providers guide.
Common Exclusions to Check
Like all pet insurance, rabbit policies come with exclusions. These often include:
- Pre-existing conditions
- Routine vaccinations
- Dental cleaning not related to injury or illness
- Pregnancy or breeding
- Preventative treatments such as nail clipping
Always read the policy wording carefully before buying. For example, some insurers only cover dental problems if they occur after the start date of your policy.
The RSPCA highlights that rabbits are prone to several preventable health problems, including dental disease, flystrike and digestive issues, many of which require early veterinary attention. Regular health checks and vaccinations are essential to keep them healthy, but these are not usually covered by pet insurance policies. You can find detailed advice on rabbit health and vet care from the RSPCA official website. Choosing a policy that covers illness and injury gives peace of mind that if your rabbit does become unwell, you won’t face unexpected costs for treatment.
Is Rabbit Insurance Worth It?
Rabbit insurance is a sensible choice if you want peace of mind about potential vet bills. Common health issues like dental abscesses, flystrike and gastrointestinal stasis can cost anywhere between £300 and £900 to treat. Insurance means you can make quick decisions about care rather than worrying about the cost.
If you already insure cats or dogs, you may also find it cheaper to include rabbits under the same provider’s multi-pet plan. Comparison sites and direct quotes are the best way to test different options for 2025.
FAQs – Pet Insurance for Rabbits UK 2025
Do I really need rabbit insurance in the UK?
It isn’t a legal requirement, but insurance protects against large vet bills. A single operation or hospital stay can easily exceed £500.
Which companies offer rabbit insurance?
Petplan, Agria and Animal Friends are the most established UK insurers offering rabbit or small pet cover.
How much does rabbit insurance cost?
Expect to pay between £8 and £15 a month depending on cover type and your rabbit’s age.
Does rabbit insurance cover dental issues?
Lifetime and some time-limited policies include dental disease if it develops after your policy begins. Check the exclusions before you buy.
Can I get a multi-pet discount for rabbits?
Yes. Some insurers extend multi-pet savings to small pets including rabbits, making it cheaper to insure pairs or groups.
Conclusion
Rabbit insurance in 2025 is more accessible than ever, with established providers offering affordable policies tailored for small pets. Whether you choose accident-only or lifetime cover, the right policy can save you hundreds of pounds in unexpected vet bills.
If you want to compare broader pet policy options, start with our Pet Insurance Reviews UK 2025 – Trustpilot Scores Compared to see which brands deliver the best service for UK owners.
